Money & work
Jobs, school, your wallet, top-ups, property and business.
How to…
- Apply for a job & choose a career path
- Go to work & select a work style
- Enable auto-work or leave a shift early
- Enrol in a university degree or a short course
- Top up your game wallet with real money
- Deposit savings or buy government bonds
- Pay off your LAPO starter loan early
- Send money to players & set a transaction PIN
- Check your account statement & money history
- Buy, build on and sell land plots
- Manage the Lagos Property Fund
- Buy & run Invest businesses or haulage trailers
- Register & manage a company
- Book HANDI repairs or work at HANDI HQ
- Invest in the Dangote IPO
- Buy, trade in and sell cars
- Buy & maintain luxury aircraft or yachts
- Commit petty crimes
- Handle a police arrest & pay bail
- Respond to an EFCC investigation
- Buy weekly insurance policies
Guides
- Jobs and careersA career pays you per shift. You work one shift each work day, and each shift lasts 60 minutes. Work well to earn promotions through grades and ranks.
- School, universities and short coursesUniversity degrees can raise your pay. A Master's or PhD can add to your pay and open related careers. UNILAG short courses give you a certificate for one career.
- The wallet and how money is shownYour wallet is the cash you carry. You can see it at the top of the screen and in Phone → Bank, along with your net worth. Net worth includes your wallet, savings and bonds, land,…
- Top-ups (buying game money)Top up your wallet with real money to get game money. You can pay in naira by card, bank transfer or USSD, or in US dollars by international card.
- Sending money to other playersYou can send naira to a player who hasn’t blocked you. They don’t need to accept the money. You must verify your email before sending.
- Money historyMoney history shows changes to your money, when they happened, and the reason. It may also show your balance after a change.
- Land and plotsBare land you buy in the Invest app grows in value each week. You can sell it at any time, with a 5% agent’s fee, or build a house on it.
- Businesses and investmentsBusinesses and other investments can earn money for you each evening at 6 PM. Invest businesses and trailers pay automatically. Companies, player stores, rentals, bus companies an…
- Cars, jets, yachts and helicoptersYou can buy cars at showrooms. Jets, the superyacht and the private helicopter are available in Buy mode → 💎 Luxury. The superyacht is the only boat for sale. You can sail it fro…
- Taxes and Free FoodYou can check your income tax rate and tax-free amount in Phone → Bank → 🧾 Income tax this week. Food may also be subsidised during a Free Food programme.
- Naija Reserve Bank and LAPOIn Phone → Bank, you can save money and earn 0.5% interest each week, or buy a government bond that pays 2% after seven days. You can also manage your LAPO starter loan from your…
- The Lagos Property FundThe Lagos Property Fund holds cash and pays you income. You can have up to 20 bare plots. The fund pays 1% of its value each week.
- Forbes rich listThe list refreshes about every 10 seconds.
- InsuranceLagos Life Assurance (Phone → Assurance) offers weekly cover for your home, possessions, vehicle, health, business or investments. Travel insurance is available when you book a tr…
- CrimeCrime actions can earn you money, but on average they cost you money instead. If you are caught, you are arrested and fined.
- EFCCAn EFCC file can lead to a raid or a court case. You can hire a lawyer, cooperate or fight the case in court. You may also receive an EFCC invitation that needs an answer within 2…
- Jail and bailIf you’re arrested and don’t pay the fine, you’ll spend a few real minutes in a cell.
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Last updated 14 Nov 2026 · Handbook version 67 · Applies to the game as of 14 Nov 2026 (build 1794693678)