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The wallet and how money is shown

What it is

Your wallet is the cash you carry. You can see it at the top of the screen and in Phone → Bank, along with your net worth. Net worth includes your wallet, savings and bonds, land, businesses, trailers, buses, cars, furniture and the Property Fund.

How to top up your wallet

  1. Tap the money at the top of the screen, or go to Phone → Bank → Top up wallet.

Rules & numbers

  • Full amounts use commas, such as ₦12,500. Short amounts are rounded on cards and in the top bar: ₦12k, ₦1.2m, ₦3.5bn or ₦2.5tn. From ₦10m, ₦10bn and ₦10tn, short amounts have no decimal, such as ₦12m.
  • Money amounts in chat and Money history show the full figure.
  • When you type an amount, you can use formats such as 250k, ₦1.2m, 1.2 million, 2 bn or 250,000.
  • Your starting cash depends on your first home and birth lottery:
  • Nepo baby (1 in 5): ₦500,000, a Prado, a Lekki flat with the rent paid, and a job through Daddy.
  • LAPO start: your home's starting cash plus a ₦60,000 LAPO loan.
  • Student start: ₦14,000 plus ₦3,000 every Monday, with no loan.

Next step

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Last updated 14 Nov 2026 · Handbook version 67 · Applies to the game as of 14 Nov 2026 (build 1794693678)